Stephen Verrier
NMLS# 228111
​Powered by:

Mainsail Mortgage LLC. NMLS# 1193869
Sign Up for My E-Newsletter!

Welcome to!

For most people, purchasing a home will be the single largest investment they make during their lifetime. At, we understand how important this time is for each of our clients. Whether you are a first time homebuyer searching for your dream home, a current homeowner shopping for a better rate, or an investor looking to expand your portfolio, it is our goal to find the financing solution that meets your exact needs., is the online portal for Steve Verrier in Palm Coast, FL.  Steve Verrier is a Licensed Mortgage Loan Originator sponsored by Mainsail Mortgage LLC,  The Loan Lifeguard team headquartered in Ponte Vedra, FL.  We offer only the highest quality mortgage products for your needs  at competitive rates in all of Florida.  We strive to build personal relationships with all of our clients so that we can provide an unmatched level of service even after you have closed your loan. Our goal at is not only to find you a great mortgage, but to help make your dreams of homeownership a reality.

We specialize in the following Florida mortgage loan types:
  • Purchase Mortgage Loans
  • Refinance Mortgage Loans
  • Cash Out Home Equity Mortgages
  • Jumbo Home Loans and Mortgages
  • Fannie Mae and Freddie Mac (FNMA/FHLMC) Mortgages
  • FHA Loans / USDA Mortgages / VA Mortgages
  • Construction/Perm Loans
  • Borrower's 1 day out of BK/Foreclosure/Short Sale
  • Self Employed Borrowers showing little income
  • Private Money Mortgage Access/Referral
  • Non Warrantable Condos, Condotels! 
  • Investors with over 10 financed properties
  • Reverse Mortgages and more!
Physically located in Palm Coast, Florida.  We offer unparalleled purchase and refinance mortgage services to clients throughout the entire State of Florida! 

Please take the time to explore our site.  There are many useful resources to help get you started including FREE REPORTS and calculators.   For those who prefer not to read reports, our Home Buyer University webinars are perfect!  Whether you are buying OR selling your home, my online classes will make sure you negotiate the best deal for you! Connect with me on your favorite Social Media site using the links provided on the right.  You will be provided with timely industry updates and tips on becoming and being a homeowner.

For All of Your Palm Coast, Flagler Beach, Daytona, St .Augustine and other parts of Florida mortgage needs:

Call Me Today at 386-866-1112!
"More than Mortgages!"
The welcomes Real Estate Agents to our site and encourages you visit our Realtor University. There you will find many great strategies to grow your business in today's market.  Connect with me on your favorite Social Media site using the links provided on the right. You will be provided with timely industry updates and tips that will aid your business.  
I am dedicated to your success helping your clients find the home of their dreams.  I look forward to hearing from you and your clients!

 2019 All Rights Reserved. Mainsail Mortgage LLC. NMLS 1193869. Equal Housing Opportunity Mortgage Broker. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without prior notice. All products and queries are subject to credit and property approval. Not all products are available in all states or for all dollar amounts. Other restrictions may apply.

           click below
Find the solution that fits your needs.

Purchasing a Home?

Turn the home of your dreams into reality. Whether you are buying your first home, second home, or vacation property, use this FREE self-help tool to determine exactly what type of purchase loan is best for you.


Need to Refinance?

Save money by taking advantage of the lowest rates available. Whether you are looking to lower your rate, lower your monthly payment, or tap into your home's equity, use this FREE self-help tool to determine exactly what type of refinance solution is best for you.


Consolidating Debt?

Use your home to help eliminate bad debt and bundle your bills into one easy monthly payment. Whether you need to pay off high-interest credit cards or you just need cash now, use this FREE self-help tool to determine exactly what type of debt consolidation program is best for you.


Check out our 5 Star reviews below

Steve Verrier on Zillow


Quick Quote

Quick Quote Image

No errors
No errors
No errors
No errors
No errors
No errors
No errors
No errors

Trusted. Experienced. Secure.