B/C Loans

B/C Loans:

B/C Loans do not meet the credit requirements of Fannie Mae and Freddie Mac. They are known as subprime paper loans. Loan applicants typically have a bad credit history, have filed for bankruptcy, or have had a property in foreclosure.

B/C Loans are often issued as temporary loans until the applicant can restore credit and qualify for conforming "A" loans. Interest rates on B/C Loans are generally higher (up to 12%) than for conforming "A" loans. Down Payments as low as 25%.
​At Caliber Home Loans Inc.  We have loans for families 1 day out of bankruptcy / Foreclosure/Short Sale.  We have pther programs for folks close to but not yet past there seasoning requirement.

Although I specialize in Flagler County,  I am happy to assist the entire state of Florida! Contact me at 386-866-1112 for your quote!


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