Rural Housing (USDA) Loan

RHS / USDA Loan Programs:

The U.S. Department of Agriculture offers a variety of programs to help low to moderate-income individuals living in small towns or rural areas achieve homeownership. The Rural Housing Service (RHS) helps qualifying applicants, who cannot receive credit from other sources, purchase modestly priced homes as their primary residence.

RHS Loans are an attractive option because:

  • Minimal closing cost
  • Low or no down payment
  • minimum 620 FICO
  • prior short sale ok

RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner's insurance and property taxes.

These loans have recently modified property and income eligibility limits following the 2010 U.S. Census.  Contact me to find out if you qualify for an RHS loan!

Although I specialize in Flagler County,  I am happy to assist the entire state of Florida! Contact me at 386-866-1112 for your quote!


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